It’s sad how often fear rules individual lives. You can’t blame people for being afraid. Just about every commercial and news program preys on these fears on a daily basis. When you scare people by tapping into their fears it is easy to manipulate them. I just heard a radio commercial where the financial advisor was basically warning of a financial Armageddon in the next 12 months. What irresponsible nonsense! I simply changed the channel in disgust.